Rates
Transparent rates across core products
Compare checking, savings, certificate, and lending starting rates before you open an account or apply.
| Product | Rate | Minimum | Notes |
|---|---|---|---|
| Bluewave Everyday Checking | 0.05% | $0 | No monthly maintenance fee with e-statements |
| High Tide Savings | 4.25% | $0 | Competitive tier for everyday savers |
| Business Checking | 0.10% | $500 | Designed for operating deposits and vendor payments |
| 12-Month Share Certificate | 4.75% | $1,000 | Fixed term; early withdrawal penalties may apply |
| Auto Loan (new) | 6.49% APR | — | Starting APR; rate varies by term and credit profile |
| Personal Loan | 9.99% APR | — | Fixed-rate option for qualified borrowers |
| Home Equity Line | 7.75% APR | — | Variable rate product; relationship review required |
*Rates are subject to change. APR/APY, terms, and eligibility may vary by product and member qualification. Federally insured by NCUA.
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